Buying your first home can be both exciting and scary. Getting your first mortgage is part of that dream of owning your own home. Your first mortgage can be a confusing and difficult time for people who have never had to apply for a mortgage before or understand the many different aspects of a mortgage payment. Since a home is considered one of the biggest investments of your life, it is important to take the first mortgage process slowly and carefully so that you get what you want and don’t get overwhelmed by the process....